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Life and Health Insurance
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Life Insurance
We offer many different life insurance coverage strategies to fit your unique needs.
- Term – A life insurance at its most simple form. It pays only if death occurs during the term of the policy, which can be from one to 30 years.
- Whole Life – This type of coverage pays a death benefit whenever you pass away and, depending on the type of coverage. It might even be used to provide retirement income.
- Universal Life – This coverage allows premium payments above the cost of insurance to be credited to the cash value of the policy. The cash value is credited each month with interest.
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Health And Disability
We offer a full range of health and disability coverage to ensure protection against uncertainty.
- Individual Heath Insurance – Having the right health coverage can make a world of difference in your financial well-being. We work with insurance providers to offer protection for individuals, families and businesses.
- Long-term care – You can protect yourself from devastating financial effects of paying for long-term care or assisted living costs. We represent a number of carriers to compare which protection is right for you.
- Disability – This coverage helps replace income for both long-term and short-term disabilities.